Ukuthengisa ngevani nokuqoqa imali: indlela yokumisa ukuvuza kwemali emgwaqeni
Ukuthengisa ngevani nokuqoqa imali kuyisihloko lapho izinto ezincane ziqoqana ngokushesha. Amakhathoni ambalwa angalahlekile, isaphulelo esingabhalwanga noma inkokhelo engafiki ebhange ingasusa inzuzo yomzila wonke. Isixazululo ngokuvamile asiwukusola okwengeziwe. Kuwumkhuba olula wansuku zonke owenza yonke impahla nemali kube lula ukukulandela.
Lapho imali ivuza khona ekuthengiseni ngevani
- Isitoko esinyamalalayo: sithwalwa ekuseni, singathengiswanga, singabuyiswanga.
- Ukuthengiswa okungabhalwanga: impahla ethengiswa ngekhashi ingenayo i-invoice.
- Izaphulelo ezingavunywanga: izintengo zehliswa ngokuthula ukuze kuvalwe ukuthengisa.
- Ikhredithi engaqoqwa njalo: amakhasimende aqhubeka ethenga kuyilapho izikweletu zawo zangaphambilini zingakakhokhwa.
- Imali efika ngemuva noma ingaphelele: imali ebanjwa izinsuku ngaphambi kokuthi ifakwe ebhange.
Ingxenye enkulu yalezi azisikho isela. Zisuka ekurekhodeni okungaphelele. Uma inqubo icacile, izisebenzi ezihambayo ezithembekileyo ziyavikeleka, futhi izinkinga zangempela zibonakale kalula.
Qala usuku ngokubala isitoko
Umzila ngamunye kufanele uqale ngerekhodi lalokho okuthwalwe ngokunembile: impahla, inani nexabiso. Isisebenzi esihambayo siyasiqinisekisa, bese sibe isitoko sokuqala sosuku. Ngaphandle kwalesi sinyathelo esisodwa, akukho okungahlolwa ekupheleni kwelanga.
Rekhoda konke ukuthengiswa nenkokhelo ekhasimendeni
Ukuthengiswa ngakunye kumele kudale i-invoice noma inothi lokuhanjiswa ngaleso sikhathi, kusuka kuluhlu lwentengo oluyisemthethweni, futhi inkokhelo ngayinye kumele ibhalwe ku-invoice leyo ngendlela esetshenziswe ngayo: ikhashi, i-mobile money, ukudluliswa kwemali ebhange noma ikhadi. Ikhasimende lithola ikhophi. Lena yindlela eyodwa evala iningi lokuvuza.
Lawula izaphulelo nekhredithi ngemvume
Nika izisebenzi ezihambayo imithetho ecacile: uhlu lwentengo njengokuzenzakalelayo, isaphulelo esiphezu kwezinga elithile sidinga imvume yomphathi, futhi ikhredithi ikhona kuze kufike kumkhawulo wekhasimende ngalinye. Imvume kumele ithathwe ngethinta eyodwa emgwaqeni, ukuze umthetho ungabi yisizathu sokulahlekelwa ukuthengisa.
Linganisa isitoko nemali njalo kusihlwa
Ukuhlola kwasekugcineni kwelanga kuthatha imizuzu eyishumi uma usuku lurekhodwe kahle:
- Isitoko: isitoko sokuqala esisuswe kuso isitoko sokugcina kufanele silingane nalokho okuthengiswe ngama-invoice, kanye nanoma yiziphi izinto ezibuyisiwe noma izisampuli ezirekhodiwe.
- Imali: imali ye-cash eyenziwe ngama-invoice kufanele ilingane nemali eniselwe. I-mobile money nokudluliswa kwemali kufanele kulingane nesitatimende.
- Umehluko: noma yini engalingani ichazwa ngalolo suku, kusenkumbulweni yabantu.
Isibonelo esisebenzayo
Izinombolo ezilandelayo ziqanjiwe ukuze kubonakale indlela kuphela. Isisebenzi esihambayo sithwala isitoko esibiza $4,000 bese sibuyela nesitoko esibiza $1,500, ngakho isitoko esibiza $2,500 sesiphume evaneni. Ama-invoice osuku aphelela ku-$2,450, kanti isampula eyodwa ebiza $50 yarekhodwa. Isitoko siyalingana. Kwe-$2,450 ebhalwe ngama-invoice, $1,200 yayikhashi, $900 yayi-mobile money, kanti $350 yayikhredithi. Isisebenzi esihambayo sinikeza $1,180 ngekhashi. Umehluko ongu-$20 wakhulunywa ngalolo lusihlwa, watholakala kuba yinsalela emalini yokuqala yokushintsha, futhi yarekhodwa. Kuncane, kusheshe, futhi kuvaliwe.
Gcina amehlo akho ekhredithini
- Beka imikhawulo nemigomo yekhasimende ngalinye lekhredithi, uyibuyekeze njalo ngekota.
- Yeka ikhredithi entsha uma ikhasimende lidlula umkhawulo noma lisaphuzile.
- Nika isisebenzi ngasinye uhlu lwamakhasimende asaphuzile njalo ngeviki, bese uhlela izivakashelo zokuqoqa imali emzileni. Umhlahlandlela wethu wokuhlela imizila ubonisa indlela.
- Landela ukuqoqwa kwemali ngokuqhathaniswa nesabelomali, njengomugqa ohlukile. Ukuthengisa akusiyo imali kuze kukhokhwe, njengoba sichaza ku-isabelomali nokwenziwe ngempela.
Faka imali ebhange nsuku zonke
Imali ebanjwe ubusuku bonke iyingozi, kokubili ngenxa yokweba nokwenza amaphutha. Vumelana ukuthi imali ifakwa ebhange kanjani nini, uyirekhode, futhi wenze isamba sosuku sibonakale kumphathi.
Linganisa lokho okubalulekile
Izinombolo ezine zikutshela ukuthi ukuthengiswa ngevani kuyalawuleka yini: umehluko wesitoko njengephesenti lesitoko esithwalwe, umehluko wemali, ikhredithi esaphuzile njengengxenye yokuthengiswa, nesilinganiso sezinsuku amakhasimende athatha ukukhokha ngazo. Bheka indlela izinto ezishintsha ngayo ngesikhathi, hhayi usuku olulodwa. Ukuze uthole imibono eminingi, bheka izinkomba zokusebenza zokuthengisa.
Indlela Wayfen Isiza Ngayo
Nge-Wayfen, izisebenzi ezihambayo zihlola isitoko esisele ngaphambi kokuthembisa ukuhanjiswa, zakhe ama-invoice nezinothi zokuhanjiswa kusuka kuluhlu lwakho lwentengo ekhasimendeni, futhi zicele isaphulelo, ikhredithi noma isitoko emgwaqeni ukuze umphathi avume ngethinta eyodwa. Ekupheleni kwelanga, Wayfen ibala ukuthengiswa, izinkokhelo, izindleko, kanye nemali ye-cash nebhalansi yebhange, ibe yisibuyekezo sosuku ongasithumela nge-WhatsApp, ukuze umehluko ubonakale ngalolo suku, hhayi ekupheleni kwenyanga.
Imibuzo evame ukubuzwa
Yini ukuthengisa ngevani?
Ukuthengisa ngevani kusho ukuthi isisebenzi esihambayo sithwala isitoko esithuthweni, sithengise sihambise ngaleso sikhathi, bese sihlala siqoqa imali ngasikhathi sinye. Kuvamile kubasabalalisi bokudla, izinhlobo zesiphuzo, imithi, izimpahla zokwakha nezinye izimpahla ezithengiswa ngokushesha.
Ulinganisa kanjani imali ekuthengiseni ngevani?
Ekupheleni kwalo lonke usuku, qhathanisa isitoko sokuqala nesitoko sokugcina nalokho okuthengiswe ngama-invoice, bese uqhathanisa imali eyenziwe ngama-invoice ngekhashi nemali ye-cash nemali ye-mobile money enikezwe. Noma yimuphi umehluko uphenywa ngalolo suku.
Ibhizinisi lingancisha kanjani izikweletu ezingabuyiseki?
Beka umkhawulo wekhredithi nemigomo yokukhokha kwekhasimende ngalinye, yeka ikhredithi entsha uma ikhasimende lidlula umkhawulo noma lisaphuzile, futhi unike isisebenzi ngasinye uhlu lwamakhasimende asaphuzile njalo ngeviki ukuze aqoqwe.
Izisebenzi ezihambayo kufanele ziqoqe i-cash noma i-mobile money kuphela?
Izinkokhelo zedijithali zilula ukulandelwa, kodwa amakhasimende amaningi akhokha nge-cash. Yamukela kokubili, rekhoda yonke inkokhelo ku-invoice ngerisidi, futhi faka imali ebhange nsuku zonke.
Zama i-Wayfen mahhala izinsuku ezingu-14 nabantu aba-5. Akudingeki ikhadi lokukhokha.
Qala ukuzama mahhalaOkunye kusuka ebhulogini
- Indlela yokukhetha i-app yokuthengisa ezihambayo: imibuzo eyi-12 okufanele uyibuze ngaphambi kokuthenga
- Ukuhlela iindlela zokuthengisa: indlela yokuhlela iindlela zemihla ngemihla esindisa uphethiloli bese ikhuthaza ukuvakasha okwengeziwe
- Ukufika kwabasebenzi basendle: indlela yokusebenzisa ukungena nge-GPS kumaqembu asebenza kude, ngokulingana
- Ukulandelela amathuba okuthengisa: umkhuba wansuku zonke wabasebenzi bangaphandle
- Ukuqhathanisa isabelo sokuthengisa ne-miphumela: inkambo elula yenyanga kumaqembu abahamba beya kubathengi
- Isifanekiso sombiko wansuku wokuthengisa: ifomethi elula abaphathi abayifundayo ngempela
- Ama-KPI la-10 wokuthengisa ngaphandle kwehhovisi umphathi wonke kufanele alandele
- Ukulandela abasebenzi basendle ngobulungisa, ngaphandle kokuphatha ngokweqile
- I-WhatsApp vs i-app yokuthengisa basendaweni: uma iqembu lakho likhula ngaphezu kwamaqembu namaspredshithi
Bona lokhu: Wayfen ngemboni.